/* Wealth Tracker — homepage styles (desktop/PC baseline).
   Phone-width overrides live in the separate landing-mobile.css file,
   loaded only under (max-width: 860px) — see the <link> in index.html. */

:root{
  --bg:#f9f9f7; --surface:#fcfcfb; --text:#0b0b0b; --text-2:#52514e; --text-3:#898781;
  --border:rgba(11,11,11,0.10); --accent:#2a78d6; --accent-hover:#1f63b3;
  --property:#2a78d6; --shares:#eb6834; --cash:#1baf7a; --loans:#e34948; --super:#0d9488;
  --radius:14px; --shadow:0 1px 2px rgba(11,11,11,0.06), 0 1px 1px rgba(11,11,11,0.04);
}
*{box-sizing:border-box;}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",sans-serif;background:var(--bg);color:var(--text);-webkit-font-smoothing:antialiased;}
a{color:var(--accent);text-decoration:none;} a:hover{color:var(--accent-hover);text-decoration:underline;}
.shell{max-width:1180px;margin:0 auto;padding:0 32px;}

/* nav */
.nav{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:22px 0;}
.brand{display:flex;align-items:center;gap:14px;}
.brand img{height:52px;display:block;}
.brand-divider{width:1px;height:20px;background:var(--border);}
.brand span{font-size:13px;font-weight:700;letter-spacing:.4px;text-transform:uppercase;color:var(--text-2);}
.nav-links{display:flex;align-items:center;gap:28px;}
.nav-links a{font-size:14px;color:var(--text-2);}
.nav-links a:hover{color:var(--text);text-decoration:none;}
.nav-actions{display:flex;align-items:center;gap:10px;}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font:inherit;font-size:14px;font-weight:600;border-radius:9px;padding:10px 18px;cursor:pointer;border:1px solid transparent;white-space:nowrap;}
.btn-primary{background:var(--accent);color:#fff;}
.btn-primary:hover{background:var(--accent-hover);text-decoration:none;}
.btn-ghost{background:transparent;border-color:var(--border);color:var(--text);}
.btn-ghost:hover{border-color:var(--text-3);text-decoration:none;}

/* hero */
.hero{padding:56px 0 88px;}
.hero-grid{display:grid;grid-template-columns:1.05fr 0.95fr;gap:64px;align-items:center;}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:12.5px;font-weight:700;letter-spacing:.4px;text-transform:uppercase;color:var(--accent);margin:0 0 18px;}
.eyebrow::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--accent);}
h1{font-size:clamp(34px,4.2vw,52px);line-height:1.08;letter-spacing:-0.02em;margin:0 0 20px;font-weight:700;}
.lede{font-size:17.5px;line-height:1.6;color:var(--text-2);margin:0 0 30px;max-width:520px;}
.cta-row{display:flex;align-items:center;gap:18px;flex-wrap:wrap;}
.btn-lg{padding:13px 24px;font-size:15px;border-radius:10px;}
.micro{font-size:12.5px;color:var(--text-3);margin:16px 0 0;}

/* hero mock panel */
.mock{background:var(--surface);border:1px solid var(--border);border-radius:18px;box-shadow:0 12px 40px rgba(11,11,11,0.09),var(--shadow);padding:24px;}
.mock-head{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:4px;}
.mock-label{font-size:12px;color:var(--text-3);font-weight:600;text-transform:uppercase;letter-spacing:.3px;}
.mock-total{font-size:32px;font-weight:700;letter-spacing:-0.01em;margin:2px 0 18px;}
.mock-tiles{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin-bottom:18px;}
.tile{border:1px solid var(--border);border-radius:10px;padding:10px 12px;background:var(--bg);}
.tile-label{display:flex;align-items:center;gap:6px;font-size:10.5px;color:var(--text-2);font-weight:600;}
.tile-label .sw{width:8px;height:8px;border-radius:2px;flex:none;}
.tile-val{font-size:14px;font-weight:700;margin-top:5px;}
.mock-chart{border:1px solid var(--border);border-radius:10px;padding:14px 14px 8px;background:var(--bg);}
.mock-chart svg{display:block;width:100%;height:auto;}

/* proof strip */
.proof{padding:8px 0 64px;}
.proof-cap{text-align:center;font-size:13px;color:var(--text-3);margin:0 0 22px;font-weight:600;}
.chip-row{display:flex;flex-wrap:wrap;justify-content:center;gap:12px;}
.chip{display:flex;align-items:center;gap:9px;border:1px solid var(--border);background:var(--surface);border-radius:999px;padding:10px 18px;font-size:13.5px;font-weight:600;color:var(--text-2);}
.chip svg{width:16px;height:16px;flex:none;}

/* benefits */
.benefits{padding:20px 0 84px;border-top:1px solid var(--border);}
.section-head{max-width:560px;margin:64px 0 44px;}
.section-head h2{font-size:clamp(26px,3vw,34px);letter-spacing:-0.01em;margin:0 0 12px;font-weight:700;}
.section-head p{font-size:15.5px;color:var(--text-2);line-height:1.6;margin:0;}
.bgrid{display:grid;grid-template-columns:1fr 1fr;gap:20px;}
.bcard{border:1px solid var(--border);background:var(--surface);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow);}
.bcard .ic{width:38px;height:38px;border-radius:10px;background:rgba(42,120,214,0.10);display:flex;align-items:center;justify-content:center;margin-bottom:16px;}
.bcard .ic svg{width:19px;height:19px;stroke:var(--accent);}
.bcard h3{font-size:17px;margin:0 0 8px;font-weight:700;}
.bcard p{font-size:14.5px;color:var(--text-2);line-height:1.6;margin:0;}

/* how it works */
.how{padding:20px 0 84px;border-top:1px solid var(--border);}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:40px;}
.step{position:relative;}
.step-num{font-size:13px;font-weight:700;color:var(--accent);border:1px solid var(--border);width:30px;height:30px;border-radius:50%;display:flex;align-items:center;justify-content:center;margin-bottom:16px;}
.step h3{font-size:16.5px;margin:0 0 8px;font-weight:700;}
.step p{font-size:14px;color:var(--text-2);line-height:1.6;margin:0;}

/* cta band */
.cta-band{margin:0 0 84px;border:1px solid var(--border);background:var(--surface);border-radius:20px;padding:56px 48px;text-align:center;box-shadow:var(--shadow);}
.cta-band h2{font-size:clamp(24px,3vw,30px);margin:0 0 26px;font-weight:700;letter-spacing:-0.01em;}

/* footer */
footer{border-top:1px solid var(--border);padding:32px 0 40px;}
.foot-row{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:16px;}
.foot-brand{display:flex;align-items:center;gap:10px;font-size:13px;color:var(--text-3);}
.foot-brand img{height:18px;}
.foot-links{display:flex;gap:22px;font-size:13px;}
.foot-links a{color:var(--text-3);}
.foot-links a:hover{color:var(--text-2);}

/* contact form */
.contact{padding:20px 0 84px;border-top:1px solid var(--border);}
.contact-form{max-width:640px;background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow);padding:32px;}
.contact-grid{display:grid;grid-template-columns:1fr 1fr 1fr;gap:16px;}
.contact-form .field{margin-bottom:16px;}
.contact-form label{display:block;font-size:12.5px;font-weight:600;color:var(--text-2);margin:0 0 6px;}
.contact-form input,.contact-form textarea{width:100%;padding:10px 12px;border-radius:8px;border:1px solid var(--border);background:var(--bg);color:var(--text);font:inherit;font-size:14px;}
.contact-form textarea{resize:vertical;min-height:100px;font-family:inherit;}
.contact-form input:focus,.contact-form textarea:focus{outline:2px solid var(--accent);outline-offset:1px;}
/* Honeypot field — off-screen for real visitors, still present for bots that fill in every
   field they can find (display:none is skipped by some bots specifically because it's the
   most common tell; an off-screen absolute position is harder to distinguish). */
.hp-field{position:absolute;left:-9999px;top:auto;width:1px;height:1px;overflow:hidden;}
.contact-msg{font-size:13.5px;padding:10px 12px;border-radius:8px;margin-top:16px;display:none;}
.contact-msg.show{display:block;}
.contact-msg.success{background:rgba(27,175,122,0.12);color:#0a6b4c;}
.contact-msg.error{background:rgba(227,73,72,0.12);color:#a3312f;}
@media (max-width:640px){
  .contact-grid{grid-template-columns:1fr;}
  .contact-form{padding:24px;}
}

/* "Net Worth Score" lead-magnet quiz (added Sept 2026) */
.nws-teaser{display:inline-flex;align-items:center;gap:10px;margin-top:18px;padding:11px 18px;border-radius:999px;border:1px dashed var(--accent);background:rgba(42,120,214,0.06);color:var(--text);font:inherit;font-size:13.5px;font-weight:600;cursor:pointer;text-align:left;}
.nws-teaser:hover{background:rgba(42,120,214,0.11);}
.nws-teaser-ic{width:22px;height:22px;border-radius:50%;background:var(--accent);color:#fff;display:flex;align-items:center;justify-content:center;flex:none;}
.nws-teaser-ic svg{width:12px;height:12px;}
.nws-teaser strong{color:var(--accent);}

.cta-band-row{display:flex;align-items:center;justify-content:center;gap:14px;flex-wrap:wrap;}

.nws-overlay{position:fixed;inset:0;background:rgba(11,11,11,0.55);display:flex;align-items:center;justify-content:center;padding:24px;z-index:1000;}
.nws-overlay[hidden]{display:none;}
.nws-modal{position:relative;width:100%;max-width:560px;max-height:90vh;overflow-y:auto;background:var(--surface);border:1px solid var(--border);border-radius:18px;box-shadow:0 24px 60px rgba(11,11,11,0.28);padding:36px;}
.nws-close{position:absolute;top:16px;right:16px;width:32px;height:32px;border-radius:50%;border:1px solid var(--border);background:var(--bg);color:var(--text-2);font-size:18px;line-height:1;cursor:pointer;display:flex;align-items:center;justify-content:center;}
.nws-close:hover{color:var(--text);border-color:var(--text-3);}
.nws-modal h2{font-size:22px;margin:0 0 10px;font-weight:700;letter-spacing:-0.01em;padding-right:24px;}
.nws-sub{font-size:14px;color:var(--text-2);line-height:1.6;margin:0 0 22px;}
.nws-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px 16px;margin-bottom:22px;}
.nws-modal .field{margin-bottom:0;}
.nws-modal label{display:block;font-size:12.5px;font-weight:600;color:var(--text-2);margin:0 0 6px;}
.nws-modal input,.nws-modal select{width:100%;padding:10px 12px;border-radius:8px;border:1px solid var(--border);background:var(--bg);color:var(--text);font:inherit;font-size:14px;}
.nws-modal input:focus,.nws-modal select:focus{outline:2px solid var(--accent);outline-offset:1px;}
.nws-wide-btn{width:100%;text-align:center;}

.nws-eyebrow{font-size:12.5px;font-weight:700;letter-spacing:.3px;text-transform:uppercase;color:var(--text-3);margin:0 0 6px;}
.nws-total{font-size:38px;font-weight:700;letter-spacing:-0.01em;margin:0 0 22px;}
.nws-locked{border-top:1px solid var(--border);padding-top:20px;}
.nws-locked-text{font-size:14px;color:var(--text-2);line-height:1.6;margin:0 0 16px;}
.nws-locked #nwsEmailForm .field{margin-bottom:14px;}
.nws-compare{font-size:15.5px;color:var(--text);line-height:1.6;margin:0 0 16px;}
.nws-footnote{font-size:12.5px;color:var(--text-3);line-height:1.6;margin:0 0 22px;}
.nws-msg{font-size:13.5px;padding:10px 12px;border-radius:8px;margin-top:14px;display:none;}
.nws-msg.show{display:block;}
.nws-msg.error{background:rgba(227,73,72,0.12);color:#a3312f;}
@media (max-width:640px){
  .nws-grid{grid-template-columns:1fr;}
  .nws-modal{padding:26px;}
}

/* faq */
.faq{padding:20px 0 84px;border-top:1px solid var(--border);}
.faq-list{max-width:760px;margin-top:8px;}
.faq-item{border-bottom:1px solid var(--border);padding:20px 0;}
.faq-item summary{cursor:pointer;font-size:16px;font-weight:700;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:16px;}
.faq-item summary::-webkit-details-marker{display:none;}
.faq-item summary::after{content:"+";font-size:20px;font-weight:400;color:var(--text-3);flex:none;}
.faq-item[open] summary::after{content:"\2013";}
.faq-item p{font-size:14.5px;color:var(--text-2);line-height:1.6;margin:12px 0 0;}